Privacy Policy

Credit Line Capital Group | Effective Date: August 2026

Welcome to the Privacy Policy for Credit Line Capital Group, its affiliates, and subsidiaries, also referred to herein as “we”, “us” or “our”. This policy governs our collection, use, storage, and disclosure of information from individuals who interact with us, including but not limited to, those who use our services, access our website, engage with us on social media, or communicate with us in any other way.

This Privacy Policy for Credit Line Capital Group, its affiliates, and subsidiaries governs our collection, use, storage, and disclosure of information from individuals who interact with us, including but not limited to, those who use our services, access our website, engage with us on social media, or communicate with us in any other way.

3.1 Personal Information

We collect and use personal information that can identify you, such as your name, address, email address, phone number, date of birth, and social security number. We also collect customer service call recordings and information relating to any entities associated with you, including bank account information, transaction, and payment records.

3.2 Non-Personal Information

We collect and use non-personal information which cannot identify you, such as information about your device, your IP address, and information regarding your interactions with our website.

3.3 Information from Third Parties

We may also obtain information from other sources such as social media and your business’s website. We may collect public records from governmental sites and databases and combine that with the information we collect through our services.

We use the information we collect to provide, maintain, protect, and improve our services, to develop new ones, and to protect Credit Line Capital Group and our users. Information we collect is never sold.

We do not share personal information with companies, organizations, and individuals outside of Credit Line Capital Group unless one of the following circumstances applies:

●       With your consent: We will share personal information with companies, organizations, or individuals outside of Credit Line Capital Group when we have your consent to do so.

●       For Legal Reasons: We will share personal information if we have a good-faith belief that access, use, preservation, or disclosure of the information is reasonably necessary to meet any applicable law, regulation, legal process, or enforceable governmental request.

SMS / Mobile Opt-In Data Exclusion: Notwithstanding any general provisions in this Privacy Policy, mobile opt-in consent and phone numbers collected for SMS messaging will NEVER be sold, rented, shared, or transferred to any third party, affiliate, partner, or lead aggregator for marketing or promotional purposes. All SMS opt-in data is ring-fenced strictly for direct sales follow-up and communication between you and Credit Line Capital Group.

6.1 How We Collect Mobile Numbers and Messaging Consent

We collect mobile telephone numbers directly from you when you submit a funding inquiry or complete a funding application on our website. Consent to receive text messages from Credit Line Capital Group is obtained directly from you, through a separate, optional checkbox that is not pre-selected. Consent to receive text messages is never required in order to submit an inquiry, complete an application, or obtain funding.

6.2 No Third-Party Sharing of Mobile Opt-In Data

Mobile information and messaging consent are not shared with third parties or affiliates for marketing or promotional purposes. We do not share, sell, rent, or transfer your mobile phone number or your messaging consent data to any third party, affiliate, partner, or lead aggregator for marketing or promotional purposes.

Notwithstanding any other provision of this Privacy Policy, SMS opt-in data is ring-fenced exclusively for direct communication between you and Credit Line Capital Group.

6.3 How We Use Mobile Information

Mobile numbers collected with messaging consent are used solely to communicate with you about your funding inquiry or application. This includes application status updates, requests for documentation, scheduling calls with your representative, and responses to messages you send us.

6.4 Message Frequency

Message frequency varies.

6.5 Message and Data Rates

Message and data rates may apply. Standard message and data rates from your wireless carrier may be charged. Credit Line Capital Group does not charge additional SMS fees. Wireless carriers are not liable for delayed or undelivered messages.

6.6 Opting Out and Getting Help

You may cancel text messages at any time by replying STOP to any message. After you reply STOP, we will send one confirmation message and you will receive no further text messages. You may rejoin at any time by replying START.

For help, reply HELP to any message, or contact us at 516-464-2010 or info@creditlinecapitalgroup.com.

We use various technologies to collect and store information when you visit the Credit Line Capital Group website, and this may include using cookies or similar technologies to identify your browser or device.

We work hard to protect Credit Line Capital Group and our users from unauthorized access to or unauthorized alteration, disclosure, or destruction of information we hold. We implement appropriate physical, managerial, and technical safeguards designed to protect your personal information. This information is kept indefinitely.

You have certain rights in relation to your personal information under applicable law. These include the right to access, correct, delete, or restrict the use of your personal information, as well as the right to object to certain uses of your personal information.

If you are a California resident, the CCPA grants you specific rights with respect to your personal information. This section describes your CCPA rights and how you may exercise those rights.

●       9.1 Right to Know About Personal Information Collected, Disclosed, or Sold: You have the right to request that we disclose what personal information we collect, use, disclose, and sell.

●       9.2 Right to Request Deletion of Personal Information: You have the right to request the deletion of your personal information collected or maintained by us.

●       9.3 Right to Opt-Out of the Sale of Personal Information: You have the right to opt-out of the sale of your personal information by us. However, we do not engage in any disclosures that would be considered sales of data under the CCPA.

●       9.4 Right to Non-Discrimination: You have the right not to receive discriminatory treatment by us for exercising your privacy rights conferred by the CCPA.

●       9.5 Right to Designate an Authorized Agent: You have the right to designate an Authorized Agent to make a request under the CCPA on your behalf.

10a. How California Residents Can Request Their CCPA Rights

To exercise your rights described above, please submit a verifiable consumer request to us by either:

●       Emailing us at info@creditlinecapitalgroup.com

●       Calling us at 516-464-2010

Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. The verifiable consumer request must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information and describe your request with sufficient detail.

10b. Authorization of Another Person to Request on Your Behalf

To designate an authorized agent to make a request under the CCPA on your behalf, please provide a written authorization signed by you and the authorized agent. This can be sent to us through the contact information provided above.

We may revise this Privacy Policy from time to time, at our sole discretion. The most current version of the policy will govern our use of your information and will always be available on our website.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at info@creditlinecapitalgroup.com.